Total Loss Program

Your vehicle is a Total Loss, now what?

Sometimes, it costs more to repair your vehicle than its actual value. The insurer may use many sources, such as Kelly Blue Book, NADA, local Auto Auctions, and private companies, such as CCC Information Services, to determine the value.

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Most people fear, “Will I get paid a fair amount for my car?” Many factors determine what is “fair.” For example:

Current Mileage

Overall Condition

Prices of similar vehicles being sold in your local market

Also, your Deductible (if it applies) will be subtracted from the offer

Most insurers want to quickly pay you what your vehicle is worth so you can get back to everyday life. However, sometimes you may feel the car is worth more than it offers. That is always an area of concern but can usually be resolved through communication with the insurer. For example, maybe you spent a lot of money on recent repairs. Let the insurer know about major repairs, such as a new transmission, engine, or tires. Just provide them with all the receipts and ask them to consider this investment when determining your vehicle’s value.

Not Sure What's Wrong With Your Car?

Give us a call or send us a message and allow us to give your car our professional diagnosis. No accident is too big to fix for Seidner’s Collision Center.